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Credit Analyst

Credit Analyst II (Full-time position) The First Citizens National Bank of Upper Sandusky is looking for an ambitious individual to serve...

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Upper Sandusky, Ohio

Wyandot County

1/5/2022

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Job Description

Credit Analyst II
(Full-time position)

The First Citizens National Bank of Upper Sandusky is looking for an ambitious individual to serve as a Credit Analyst II at the Main Office location.

This individual will obtain all available and necessary financial data from credit files or outside sources to determine credit worthiness for loans, including identification of risks or strengths. Spread, analyze and study financial statements and tax returns, as well as maintain accurate tracking and communication with loan officers and senior management. Assist in loan reviews, risk rating borrower relationships; prepare commercial loan reports and prepare/present to committees as needed. Underwriting of all types of consumer loans; prepare reports on collections, delinquency and other credit matters and contact loan customers when necessary. Filing legal forms with the court, coordinate repossession/foreclosure activities including locating collateral, arranging repossession, storage and sale.

Salary is commensurate with experience and a complete benefits package is offered; including educational reimbursement with First Citizens paying 100% of tuition for full-time employees, student loan debt repayment, paid vacation and personal days, 401(k), health,
dental, vision insurance and more.

Please send your resume to:
The First Citizens National Bank
Human Resource Department
100 North Sandusky Ave.
P.O. Box 299
Upper Sandusky, Ohio 43351

Equal Opportunity Employer M/F/D/V
First Citizens is an employee at-will company.

Job Requirements

Requirements: Four-year college degree or equivalent work experience. Knowledge of lending process, underwriting and loan documentation, consumer protection laws and regulations related to collection activities. Excellent oral and written communication skills. PC proficiency with working knowledge of MS Excel and Word. Must be able to multitask, prioritize and work well under time constraints, and maintain compliance to all government regulations. Familiarity with tax forms of all kinds and commercial real estate appraisals helpful, but not required.

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